AFRM Affirm Holdings, Inc.

About Affirm Holdings, Inc.

Affirm Holdings, Inc. is a financial technology company that operates a digital commerce platform connecting consumers, merchants, and lending partners. Its services enable shoppers to choose flexible payment options at checkout, including installment-based purchasing, while providing transparent terms and structured repayment arrangements. The company supports merchants through payment processing, promotional financing, customer acquisition tools, and commerce insights designed to integrate with online, mobile, and in-store shopping experiences. Its consumer-focused app helps users discover products, manage payments, review purchasing activity, and access financing options across participating retailers. Affirm Holdings, Inc. serves businesses ranging from direct-to-consumer brands and small merchants to large enterprises and omnichannel retailers. Its merchant network spans categories such as travel, electronics, fashion, beauty, home goods, sporting equipment, automotive, and general merchandise. Headquartered in San Francisco, California, Affirm Holdings, Inc. plays a notable role in modern payment and consumer finance markets by embedding lending and payment services directly into digital commerce.